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Top 10 Best Home Insurance Companies 2013

Best home insurance companies are those companies who provide best property insurance coverage to their clients. Customers’ satisfaction on claims processing, customer service, and customer values are considered as main metric points to list best home insurance companies. Insure.com made special metric points and surveyed and ranked best home insurance companies.
Here is the list of Best Home Insurance companies 2013. USAA a Texas-based insurance company with 96 score point, topped the list. Enjoy full list.

Best Home Insurance Companies 2013

Best Home Insurance Company 2013

1. USAA

Insure.com named the United Service Automobile Association (USAA) as number one home insurance companies, with 96 score point. USAA is a Texas-based financial company.
USAA home insurance rating.
Score point: 96.
Customer who recommend: 88%.
Customer who planned to renew: 98%.
Financial Strength rating: A++.

2. Amica Mutual

Amica mutual insurance company, with 90.4 point ranked in number 2 best home insurance company.
Amica mutual home insurance rating.
Score point: 90.4.
Customer who recommend: 83%.
Customer who planned to renew: 94%.
Financial Strength rating: A++.

3. Country Insurance

Country Insurance company ranked in number 3 position.
Country Insurance home insurance rating.
Score point: 90.2.
Customer who recommend: 78%.
Customer who planned to renew: 97%.
Financial Strength rating: A+.

4. Auto-Owners Insurance

Auto-Owners Insurance ranked as number 4 best home insurance companies.
Auto-Owners Insurance home insurance rating.
Score point: 87.9.
Customer who recommend: 78%.
Customer who planned to renew: 97%.
Financial Strength rating: A++.

5. Erie Insurance Group

Erie Insurance Group, with 87.1 score point stayed in number 5 position.
Erie Insurance Group home insurance rating.
Score point: 87.1.
Customer who recommend: 84%.
Customer who planned to renew: 96%.
Financial Strength rating: A+.

6. American Family

American Family home insurance rating.
Score point: 85.8.
Customer who recommend: 70%.
Customer who planned to renew: 93%.
Financial Strength rating: A.

7. State Farm

State Farm home insurance rating.
Score point: 84.8.
Customer who recommend: 67%.
Customer who planned to renew: 89%.
Financial Strength rating: A++.

8. Allstate

Allstate home insurance rating.
Score point: 84.7%.
Customer who recommend: 69%.
Customer who planned to renew: 86%.
Financial Strength rating: A+.

9. Chubb

Chubb home insurance rating.
Score point: 84.4.
Customer who recommend: 73%.
Customer who planned to renew: 96%.
Financial Strength rating: A++.

10. Metlife

Metlife home insurance rating.
Score point: 83.4.
Customer who recommend: 73%.
Customer who planned to renew: 90%.
Financial Strength rating: A.


Ranking Methodology:
According to Insure.com, who conducted this report says, this is a customer survey for 20 large companies by market share (category wise Life Insurance, Car Insurance, Health Insurance and other insurance). More than 5,600 insurance customers were participated. Number of metric-questions* about their levels of satisfaction with their insurers were asked and scored, then averaged and totaled.)

Example of metric questions: Customers who had claims in the last three  years were asked to rate their satisfaction with how well the company handled their claim. Customers were asked to rate their satisfaction with the company’s customer service. Customers were asked if they’re satisfied with the price they pay for their coverage.

Overall metric points: claims processing, customer service, value for price paid, percentage of customer who will renew, percentage of customer who would recommended.
Hope you enjoyed.

Disclaimer: This rank is based on Insure.com's customer surveyed. And This ranking is for companies' home insurance product. Take this post as informative purpose only.

Have You Read ?
Best Car Insurance Companies 2013.

References: Insure.com, Wikipedia.org.