Top 10 Best Car Insurance Companies 2013

Best Car Insurance Companies

Main duty of all insurance companies is to provide great service and great value for their customers. And their main strength point is how they serve their clients. Because these factors make them best insurance companies, and then they earn more trust and also profits. For example, their service on claims processing, customer service and customer values are important factors. To prepare list of top car insurance companies, Insure.com made special metric points and surveyed among customers.

Here is the list of Best  Car Insurance companies 2013. USAA a Texas-based insurance company with 96 score point, topped the list. Enjoy.

Best Car Insurance Companies 2013

Best Car Insurance company 2013

1. USAA

Insure.com named the United Service Automobile Association (USAA) as number one car insurance companies, with 96 score point. USAA is a Texas-based financial company.

Score point: 96.

Customer who recommend 88%.

Customer who planned to renew: 98%.

Financial Strength rating: A++.

2. Erie Insurance group

With 91.7 score point Erie Insurance group ranked in number 2 position.

Score point: 91.7.

Customer who recommend: 88%.

Customer who planned to renew: 98%.

Financial Strength rating: A+.

3. Auto-Owners Insurance

With score point 88.1 Auto-owner Insurance stayed in number 3.

Score point: 88.1.

Customer who recommend: 83%.

Customer who planned to renew: 98%.

Financial Strength rating: A++.

4. MetLife

MetLife is ranked as number 4 car insurance company

Score point: 86.4

Customer who recommend: 72%.

Customer who planned to renew: 95%.

Financial Strength rating: A.

5. Country Insurance

Country Insurance stayed in top 5 spot with 85.9 score point.

Score point: 85.9.

Customer who recommend: 88%.

Customer who planned to renew: 91%.

Financial Strength rating: A+.

6. American Family

Score point: 85.1.

Customer who recommend: 75%.

Customer who planned to renew: 95%.

Financial Strength rating: A

7. Nationwide

Score point: 83.8.

Customer who recommend: 79%.

Customer who planned to renew: 89%.

Financial Strength rating: A++.

8. AAA

Score point: 82.5.

Customer who recommend: 78%.

Customer who planned to renew: 94%.

Financial Strength rating: N/A.

9. State Farm

Score point: 82.3.

Customer who recommend: 70%.

Customer who planned to renew: 88%

Financial Strength rating: A++.

10. Allstate

Score point: 81.6.

Customer who recommend: 67%.

Customer who planned to renew: 85%.

Financial Strength rating: A+.

Ranking Methodology:

According to Insure.com, who conducted this report says, this is a customer survey for 20 large companies by market share (category wise Life Insurance, Car Insurance, Health Insurance and other insurance). More than 5,600 insurance customers were participated. Number of metric-questions* about their levels of satisfaction with their insurers were asked and scored, then averaged and totaled.)

Example of metric questions: Customers who had claims in the last three  years were asked to rate their satisfaction with how well the company handled their claim. Customers were asked to rate their satisfaction with the company’s customer service. Customers were asked if they’re satisfied with the price they pay for their coverage.

Overall metric points: claims processing, customer service, value for price paid, percentage of customer who will renew, percentage of customer who would recommended.

Hope you enjoyed.

Disclaimer: This rank is based on Insure.com's methodology. And this ranking is for companies' car insurance product. Take this post as informative purpose only.

Have You Read ?
Best Home Insurance Companies 2013.

References: Insure.com , wikipedia.org.